5/2/2023 0 Comments Slice back![]() Money-saving tip: Buy a baked rotisserie chicken so you’ll have a few easy dinners and lunches on hand during the week.įind out: How Doing a Weekly Meal Prep can Save Money on Dining Out 7. For example, if you make a big salad, boil some eggs, cut up melon, fix a chicken salad and throw together a side dish, you’ll have ready-made healthy food you can grab instead of going out to eat. You can save a lot of money by simply doing a little bit of meal prep for the week on Sunday afternoon. That way, there’s less chance of needing to run back to the store mid-week for an item or ingredient.įind out: 9 Tips to Save Money on Groceries 6. Money-saving tip: Plan meals for the week before shopping. ![]() Next time, make a list for the weekly grocery shopping to cut down on rushed trips where you don’t have time to worry about prices. If you run into the grocery store sporadically whenever the need arises, you’re probably spending too much on groceries. Make a list before hitting the grocery store Instead, prepare most meals at home but allocate a small amount in your budget for dining out once or twice a week.įind out: How to Save Money on Food Without Cooking Every Meal 5. Money-saving tip: You could get discouraged if you totally deprive yourself of the pleasure and convenience of going out or getting takeout. By taking your lunch to work and making your own dinners, you can reduce spending significantly. That’s $250 a month you could use to pay off debt or build emergency savings. The average American household spends nearly $3,000 a year dining out, according to credit card and insurance resource ValuePenguin. Money-saving tip: Search for budgeting apps and download an app that tracks spending and offers suggestions on how to spend less.įind out: Build a Budget That Works for Your Goals 4. When you download a budgeting app like Mint or You Need a Budget (YNAB), the app tracks your spending habits so you can adjust to spend less. One of the first steps to spending less is finding out where all your money is going. Money-saving tip: Pause or cancel at least a couple of streaming services to save $10 to $40 a month.įind out: 60 Creative and Simple Ways to Save Money 3. With a wide selection of streaming options, it’s easy to sign up for several services, even if you don’t use all of them frequently. Pause or cancel streaming servicesĪmericans spend an average of $55 a month on streaming services, according to a 2021 report from J.D. Money-saving tip: Plan ahead by withdrawing enough cash from your bank’s ATM to get you through the week so you can avoid paying ATM fees.įind out: Don’t Get Blindsided by These 7 Credit Card Fees 2. The national average in fees for using another bank’s ATM is nearly $5 per withdrawal, according to personal finance site Nerdwallet. When you get cash from an ATM that’s not operated by the bank where you have your checking account, you’ll typically pay two fees: The ATM bank’s fee plus a fee charged by your own bank. Want to keep up with more financial news? Click here to sign up for our free newsletter. Here are eight ways to tweak monthly spending so you have more money for savings, paying off debt and maintaining overall peace of mind. Fortunately, it’s easy to free up extra money by making small changes that add up to big savings by spending less each month. ![]() Do you earn a decent salary but often don’t have extra money to make it to your next paycheck? Your everyday spending habits could be the culprit.
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